First-time filers
Filing taxes for the first time: a simple checklist
Filing taxes for the first time is mostly about gathering the right papers; the rest follows from there.
Whether it's your first job, your first year on your own or your first year in the U.S., the steps are the same. Here's a simple checklist.
Gather your identification
- A photo ID
- Your Social Security number, or an ITIN (Individual Taxpayer Identification Number) if you aren't eligible for a Social Security number
- The same numbers for anyone else on your return, such as a spouse or children
If you need an ITIN to file, that application usually goes in together with your tax return. We can help with ITIN applications.
Collect your income forms
- Form W-2 from each employer you worked for during the year
- Form 1099 for other income, such as freelance or gig work, bank interest or unemployment benefits
- Records of cash or side income, even if no form arrived
Employers generally send W-2s by the end of January. If one is missing, ask the employer first.
Add your deductions and credits paperwork
Some costs can lower your tax or raise your refund. Bring what applies to you: tuition forms (1098-T), student loan interest (1098-E), childcare receipts and records for any dependents you support.
Know what Texas does and doesn't need
Texas has no state income tax, so most Texans file only a federal return with the IRS. If you lived or worked in another state during the year, you may need a return there too.
Decide how you'll get your refund
Direct deposit is usually the fastest way to receive a refund. Bring your bank's routing number and your account number. After you file, you can track your refund with the IRS tool Where's My Refund?
Keep a copy
Save a copy of your return and the forms you used. Next year's return is easier with this year's in hand, and you'll need it if the IRS ever asks a question.
Getting help with your first tax return
A first return is a great time to ask questions. At TaxTime we walk first-time filers through each form and give a free quote before we start. See what to bring and how to reach us.
Common questions
Do I need to file a state tax return in Texas?
Texas has no state income tax, so most people who lived and worked only in Texas file just a federal return. If you earned income in another state, you may need to file there too.
What if I don't have a Social Security number?
If you aren't eligible for a Social Security number, you may need an Individual Taxpayer Identification Number (ITIN) to file. The application usually goes in with your tax return.
What's the fastest way to get my refund?
Filing electronically and choosing direct deposit is usually fastest. You can follow your refund's status with the IRS Where's My Refund? tool.
This article is general information, not tax advice for your situation. Rules and amounts can change; check IRS.gov or call us.